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IC Net Limited
Financial and Private Sector Development
To reduce poverty, it is very important to form an environment in which private sector activities flourish, create jobs and promote economic growth. As a means to bring about such an environment, we help small and medium enterprises in developing countries strengthen management skills, fund-raising capacity, and learn new technologies and sales know-how.
Prominent Projects
Pilot Study on Microfinance for Livestock and its Related Industries in Mongolia
| Project Duration | ： May 2003-January 2004 |  |
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| Client | ： Japan Bank for International Cooperation(JBIC) | ||
| Country | ： Mongolia |
In Mongolia, the microfinance (MF) services were rapidly expanding, but concentrated in the urban areas and commercial sectors, and did not meet the needs of rural areas where people in poverty relied mainly on livestock farming. This state of affairs was caused by such factors as the livestock industry’s seasonality, risk of damage by climate, high trading costs due to low population density, and mobility unique to nomads. Based on the existing references and field surveys, this study analyzed the current state of livestock farming, the possibility for expanding the industry, the issues facing the industry, and the needs of the rural population for financial services, and proposed new financial products.
With livestock farmers after a workshopIC Net analyzed the livestock industry by 1) dividing the products into meat, leather, cashmere, wool, and dairy produce, 2) clarifying the processing procedures for each product and mapped major factories, and 3) extracting issues on markets, distribution, technology, and finance. In the study on financial services, IC Net grasped the supply situations of the existing MF institutions and informal financial services, and conducted detailed research on demand for financial products by social analysis through PRA and the participatory market research methods of Micro Save Africa. IC Net reported the research results to the MF institutions at a seminar, and exchanged with them ideas on new product development. Based on the above, IC Net proposed as new products a loan linked to savings to reduce risks to loans for livestock farmers as well as livestock insurance, a loan with future income from livestock as collateral, use of a seasonal mobile bank and local agents to cut trading costs, small-scale lease products for livestock and its processing, and climate-derivative-type livestock insurance, receiving high marks from the MF institutions.
Study of the Private Healthcare Industry in Pakistan
| Project Duration | ： February 2004 - July 2004 |
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| Client | ： International Finance Corporation (IFC) |
| Country | ： Pakistan |
In Pakistan, development of the private sector is essential for improvement of the standard of its healthcare. Therefore, it was necessary to examine feasibility of investment in the private healthcare industry. This study was conducted to address such a need. The purposes of the study were to i) examine whether the overall investment environment is appropriate for building a new private hospital, and ii) identify the most appropriate location(s) and the most promising concept(s) of hospital. Macro data were used to assess the overall investment environment of each major city. Micro data from existing large- and middle-scale hospitals were used to analyze financial conditions and competition / partnership posture of these hospitals. A pre-feasibility study of a model project with a focused concept found that investment in the private health care sector was indeed promising. Afterwards, meetings with potential domestic and overseas investors were conducted and information regarding promising investors was reported to IFC. IFC gave high marks to the study.